Petiole Asset Management AG (“Petiole”) is an asset manager of collective assets, licensed and supervised by the Swiss Financial Market Supervisory Authority (FINMA).

The content of this website (“Website”) is provided by Petiole and is exclusively intended for persons domiciled in Switzerland. The Website may not be accessed by any user if and to the extent such access is illegal. By accessing this Website and the information and tools contained thereupon, you accept the present terms of use (“Terms of Use”). In case you do not consent to the Terms of Use, you may not access the Website or the information and tools contained thereupon. You understand that the Terms of Use as well as any information and or tools contained on this Website may be amended and/or removed without prior notice.

The information contained on this Website – unless explicitly and separately indicated to you for specific sections of this Website – is for informational and advertising purposes only and does neither an offer of financial instruments nor a personalized recommendation to buy or sell any financial instruments unless explicitly indicated for specific sections of this Website. Such specific sections of this Website will indicate to you prior to you entering such sections the nature of the content and may require additional confirmations and/or agreements from your part and may only be accessible by certain types of investors. Neither the receipt nor the distribution of information through this Website establishes a client relationship except for such sections of this Website where such client relationship may explicitly be established by signing an agreement between you and Petiole. In case of conflicts, the terms provided for or agreements entered into related to such specific sections prevail over the Terms of Use.

Past performance is not indicative of future results. As such, the value of financial instruments, and the income derived therefrom may change frequently, may fall as well as rise, and there is no guarantee that your initial investment in a financial instrument will be returned. We recommend consulting with a professional financial advisor prior to taking any investment or divestment decisions and duly consider the risks associated with a financial instrument. Petiole does not provide any legal or tax advice and we recommend consulting with your professional advisors on related considerations.

This Website may contain information or statements that are forward-looking based upon current expectations and projections about future events. Such forward-looking information or statements are based solely on Petiole’s current understanding, expectations, estimates, financial models and projections. Such information or statements are uncertain and involve the risks that assumptions, unpredicted or unconsidered events or other factors may lead to developments that may substantially deviate from Petiole’s expectations. These factors may include but are not limited to economic and business conditions and developments or the introduction or removal of relevant laws and regulations. You understand that Petiole has no obligation and will not amend or update any forward-looking information or statements contained on this Website upon the occurrence of developments that may impact such information or statements.

Certain information on the Website may be based on information obtained from third-party sources that Petiole considered to be reliable. However, Petiole does not give any representation or warranty on the correctness of the information contained on this Website, be it at the present or any future date. Also, this Website may contain links to websites operated by third parties and activating such links is at your own risk. The content of such websites has been prepared by the respective third party and Petiole does not give any representation or warranty on the correctness of the information contained on such third party websites. Links on this Website may also not be understood as endorsement or approval of the contents of such websites.

Any and all information and content contained on this Website is furnished on an as-is-basis and Petiole does not provide any warranty be it express or implied. Petiole does not – to the fullest extent permissible by applicable laws and regulations – assume any liability for any loss or damage of any kind arising, regardless whether such loss or damage is direct or indirect in nature, caused by the use of any content or information provided on this Website. Petiole does not warrant that the Website, its information or any tool contained thereupon will be available for you at any particular time or that any mistakes or errors are corrected at any specific point in time or at all or that the Website may be the subject of cyber attacks of any kind. The use of the Website is at your own risk.

The entire Website is subject to copyright and all rights are reserved. No permission is granted by Petiole to copy or otherwise reproduce any part of this Website, except for the purely private, intended use by a user. No permission or license is granted without Petiole’s written consent to use or copy Petiole’s logo, design or other intellectual property or to establish links to this Website.

Petiole is affiliated with the independent Ombudsman Office Finanzombudsstelle Schweiz (FINOS), Talstrasse 20, 8001 Zurich, Switzerland, which is officially recognized by the Swiss Federal Department of Finance. In case of any disputes about legal claims between our clients and Petiole, our clients can contact this Ombudsman Office anytime. Information about possible administrative costs in connection with mediation procedures can be found on the website of the Ombudsman Office: https://www.finos.ch or by email ([email protected]).